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The Black and White Pebble – A Story of Clever Thinking

Have you ever faced a situation where the odds were completely against you? Sometimes, a little creativity and quick thinking can turn the tables in your favor. The Black and White Pebble is a fascinating story about a young girl who finds herself in an unfair situation but outsmarts a cunning moneylender with her intelligence. This timeless tale teaches us that even when things seem impossible, there’s always a smart way out. Keep reading to discover how she turned a trap into a triumph!


Long ago, in a small village in Italy, there lived a farmer who had the misfortune of owing a large sum of money to a local moneylender. This moneylender was an old, unpleasant-looking man who had never married. However, he had his eyes set on the farmer’s beautiful daughter.

One day, the moneylender went to the farmer’s fields, where the man and his daughter were working. He demanded repayment of the outstanding loan. The farmer, unable to pay such a large amount, pleaded for more time. Pretending to be angry, the moneylender paused for a moment and then made a proposal. He told the farmer that if he couldn’t repay the debt, he would either face punishment or agree to let his daughter marry him, in which case the debt would be forgiven.

Both the farmer and his daughter were horrified by this idea. The farmer knew he could not repay the money anytime soon, but the thought of his daughter marrying the cruel old moneylender was unbearable.

Wanting to make his offer seem fair, the cunning moneylender suggested that they leave the decision to fate. He said he would place a black pebble and a white pebble into an empty bag. The daughter would then pick one at random, and her choice would determine the outcome.

He explained the rules:

  • If she picked the black pebble, she would have to marry him, and her father’s debt would be erased.
  • If she picked the white pebble, she would be free from marrying him, and the debt would still be forgiven.
  • If she refused to pick a pebble, her father would be thrown into prison.

As they were standing on a path covered with pebbles, the moneylender bent down to pick up two stones. The sharp-eyed daughter, however, noticed that he slyly placed two black pebbles into the bag instead of one black and one white. She quickly realized that she was being tricked and needed to think fast.

After a moment’s thought, she reached into the bag and pulled out a pebble. Before anyone could see it, she deliberately let it slip from her fingers, allowing it to blend in with the other pebbles on the ground.

“Oh no! How clumsy of me,” she said. “But it’s alright. If we check the pebble left in the bag, we’ll know which one I picked.”

Since the remaining pebble in the bag was black, it appeared as though she had chosen the white one. The moneylender had no way to prove otherwise without revealing his own dishonesty. Trapped by his own trick, he had no choice but to accept the outcome.

In this way, the clever girl avoided an unfair fate, her father’s debt was erased, and she outwitted the dishonest moneylender with quick thinking and intelligence.


There is always a way out of a tough situation if you think creatively. Instead of feeling stuck or helpless, staying calm and looking for a smarter solution can change everything. Quick thinking and courage are often more powerful than force or dishonesty.

“Life is 10% what happens to us and 90% how we react to it.”Charles R. Swindoll


This story teaches us that problems aren’t always as impossible as they seem. Sometimes, we just need to change the way we look at them. The girl in the story didn’t accept the unfair choice given to her – she found her own way out. We can do the same in real life.

  • Look for Creative Solutions – Just because a problem seems impossible doesn’t mean there’s no solution. Sometimes, thinking differently can reveal a way out. As Albert Einstein once said, “We cannot solve our problems with the same thinking we used when we created them.”
    • Stuck in a job you dislike? Instead of just quitting or staying, think of learning new skills or finding better opportunities.
    • Struggling in business? Instead of lowering your prices, think of how you can offer more value to stand out.
  • Problems Can Be Opportunities in Disguise
    The girl’s problem seemed impossible, but she turned it into an opportunity to outsmart the moneylender. Many of life’s biggest challenges help us grow and lead to something better.
    • If you lose your job, see it as a chance to explore new career options instead of just feeling defeated.
    • If you fail at something, ask yourself what you can learn from it and how you can improve for next time.
  • Don’t Let Others Control Your Choices – The moneylender tried to manipulate the girl into believing she had no option, but she refused to play by his rules. In life, don’t let others dictate your choices – find a way to take back control.

The Black and White Pebble Story is a great reminder that thinking smart and staying strong can help us overcome even the most unfair situations. Next time you feel trapped in a tough spot, take a deep breath and ask yourself: Is there another way?

What do you think about this story? Have you ever solved a problem by thinking outside the box? Let us know in the comments!

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